What is Business Interruption Insurance?
Quick Summary
Business Interruption Insurance covers loss of income if your business is forced to close or scale back due to an insured event like fire, flood, or equipment breakdown. It helps you recover faster with financial stability.
Protects lost income and profits.
Covers operating expenses.
Keeps cash flow steady during closure.
Who Needs This?
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Retailers and hospitality businesses
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Manufacturing and industrial companies
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Offices and service providers
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Any business with fixed overheads
What's Included?
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Loss of gross profit or revenue
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Fixed business expenses
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Temporary relocation costs
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Payroll for key employees
What's Not Covered?
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Events not insured under property cover
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Losses from pandemics (unless specified)
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Losses after policy limits expire
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Gradual wear and tear
Why Monarch?
Why choose us as your brokerage
Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.
Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.
Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.
Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.
Keep Your Business Running Through Disruptions.
Protect your income and recover faster when unexpected events strike.
