Frequently Asked Questions
Everything you need to know before choosing the right cover for your needs.
Public Liability Insurance protects your business against the financial risk of being found liable for negligence that results in a third party (a customer, supplier, or member of the public) suffering an injury or property damage. It is often bundled with Products Liability which covers damage or injury caused by products you sell or supply.
An Australian Insurance Broker such as Monarch Insurance Brokers acts on your behalf. We access a wide range of Insurers and "Underwriting Agencies" the general public cannot access. We also have the ability to negotiate further with Insurers on various features of a policy including; Cover Limits, Conditions and Exclusions.
While not legally required for all businesses in Australia, in some cases it is a mandatory requirement. Tradies, Commercial Tenants, Subcontractors, market stall holders and Event Organisers may all be required to hold public liability cover for their respective situations.
With our understanding of the specific risks and regulatory requirements, Monarch Insurance Broker's ensure your policy meets Australian standards and provides the protection and peace of mind you and your business deserve. With a local broker assisting every step of the way, from quoting; to setting up your policy and managing any claims that occur in between, a public liability broker will be the best decision you make this year.