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EARTHMOVING & EXCAVATION INSURANCE

Excavator Insurance Australia

Cover for Earthmoving Equipment

Excavators are one of the most valuable assets on any job site and when something goes wrong, the financial impact can be significant.

At Monarch Insurance Brokers, we help operators, contractors and businesses across Australia protect their excavators with tailored insurance solutions designed for how you actually work.

Whether you own a single machine or manage a fleet, we’ll help ensure your equipment is properly covered so you can keep your business moving.

Who is this for?

  • Tradies and subcontractors

  • Builders and construction businesses

  • Earthmoving and excavation operators

  • Landscapers and contractors.

    Businesses relying on specialised machinery. If your income depends on your equipment, having the right cover in place is critical.

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What's Included

  • Accidental Damage on-site

  • Theft or attempted theft

  • Fire and Storm Damage

  • Damage during transport

  • Malicious Damage

What's Not Covered

  • Wear and tear

  • Mechanical or electrical breakdown (unless specified)

  • Poor maintenance

  • Unsecured equipment

Relevant Insurance Types

Types of insurance cover relevent to your industry. 

  • Provides cover for machinery insurance, tools and equipment used in your business.

  • Third Party Injury or Property Damage that may be required for contracts or entry to worksites. 

  • Often overlooked, you can also get cover for your tools and gear against theft, loss, or accidental damage.

  • A convenient bundled policy combining key protections like liability, tools, and commercial vehicle insurance into one simple package.​ This may suit tradies not just looking for mobile plant insurance but other key insurances in addition.

Have a question about insurance for your Excavator?

Why Monarch?

Why choose us as your brokerage

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Personalised Service

We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

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Expert Guidance

Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

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Trusted Claims Support

If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

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Local Focus, Real Relationships

As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

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Get a Quote

Keep Your Plant & Equipment Mobile and Moving

Talk to Monarch about Plant and Equipment Insurance today.

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