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Professional Services
Insurance guides for Brisbane professional services; accountants, financial planners, mortgage brokers, IT contractors and consultants. Cover, costs and claims explained


What Insurance Does a Brisbane Business Consultant Need?
If you work as a business or management consultant in Brisbane, whether you operate as a sole trader, run a small consultancy, or contract through your own company. There is a good chance your insurance is not keeping pace with your actual risk exposure. Consultants are one of the most underinsured professional groups in Australia. The reason is straightforward: consulting does not feel risky in the way that running a construction site or operating heavy machinery feels risky

Tim Jones
Jun 99 min read


What Insurance Does a Brisbane Mortgage Broker Need?
If you are a mortgage broker working in Brisbane, whether you operate your own ACL, work as a credit representative under an aggregator, or run a small brokerage serving clients across Southeast Queensland. The insurance requirements for your profession are more specific and more consequential than most brokers realise. Mortgage broking sits at the intersection of financial advice, consumer trust, and heavily regulated lending activity. When something goes wrong, a client cla

Tim Jones
Jun 89 min read


What Insurance Does a Brisbane Financial Planner Need?
Financial planner client consultation Brisbane — professional indemnity insurance for financial advisers If you are a financial planner working in Brisbane, whether you operate your own licensed practice, work as an authorised representative under a dealer group, or run a boutique advice firm serving high-net-worth clients across Southeast Queensland. The insurance requirements for your profession are among the most specific, most regulated, and most consequential of any prof

Tim Jones
Jun 29 min read


What Insurance Does a Brisbane BAS Agent or Bookkeeper Need?
A Brisbane Bookkeeper speaking with Clients. If you're a registered BAS agent or bookkeeper working in Brisbane, whether you run your own practice, operate as a sole trader subcontracting to accounting firms, or manage payroll and BAS lodgements for a handful of small business clients, your insurance requirements are shaped by something most general "accountant insurance" advice misses: you're operating under a specific Tax Practitioners Board registration, with a narrower an

Tim Jones
Jun 14 min read


What Is Cyber Liability Insurance and Do Brisbane IT Contractors Actually Need It?
Brisbane IT Contractors working as a dedicated security team for small Australian businesses. If you are an IT contractor working in Brisbane, you have probably heard the term cyber liability insurance thrown around. Maybe it appeared in a client contract. Maybe your accountant mentioned it. Maybe you have just been ignoring it because it sounds expensive and complicated. Here is the honest answer. Cyber liability insurance is not just for large corporations with dedicated se

Tim Jones
May 298 min read


IT Contractors in Brisbane: Why Your Client Contract Probably Requires Insurance You Don't Have
software developer desk Brisbane If you're an IT contractor working in Brisbane, there's a good chance your current client contract already specifies the minimum insurance cover you're supposed to hold before you start work. And there's an equally good chance you've never checked. This isn't a dig. Most IT contractors sign contracts in a hurry, focus on the scope of work and the rate, and assume the insurance clause is something that nobody actually enforces. Until someone do

Tim Jones
May 285 min read
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