Running a building business in Brisbane means carrying risk every single day. A subcontractor drops a nail gun on a client's new floorboards. A storm rips through an open site the week before Christmas. A labourer strains his back lifting roof trusses on a job in. None of these are rare events, they are simply what happens when your business exists on job sites rather than behind a desk. The right insurance does not stop these things from happening. It stops them from wiping