If you run a smash repair shop or panel beating business in Brisbane, you already know the job comes with risks that most other trades never have to think about. You're not just working on your own tools and premises. You've got other people's damaged, often expensive, vehicles sitting in your workshop, spray booths running flammable chemicals, and a team using heavy equipment day in day out. One fire, one theft, or one mistake during a respray, and the financial exposure can