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"What insurance do I need?" is the question most painters ask first. The one that actually stops them from getting covered is "what's this going to cost me?". Because without a number to compare against, it's hard to know if a quote is fair or if a cheaper policy is cutting corners. Every quote is different once your turnover, claims history, and cover limits come into it, but here's a realistic guide to what Brisbane painters are actually paying, and what moves the number up