Every concreter in Brisbane eventually gets the call. A client sends photos of a crack running across the driveway you poured last year and asks what you’re going to do about it. Most concreters assume their public liability policy will sort it out. In most cases, it won’t. Understanding why, and what your policy actually does pay for, can save you a lot of money and a lot of stress. Why Do Brisbane Concreters Need Insurance? Every day, concreters face risks that could result

Every Brisbane builder relies on subcontractors. Plumbers, sparkies, tilers, plasterers, roofers and concreters often do more of the work on a typical residential job than the builder's own crew. That raises a question most builders only ask after something has gone wrong: if a subcontractor damages property or injures someone on your site, whose insurance actually pays? The short answer is that your public liability policy will often respond. How it responds, and whether it