What Is Commercial Motor Vehicle Insurance?
Quick Summary
Commercial Motor Vehicle Insurance provides cover for cars, vans, and other vehicles used for work purposes, protecting against accidents, theft, and liability claims.
Covers vehicles used for business
Protection from accidents and theft
Includes liability cover
Who Needs This?
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Sole traders with work vehicles
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Small businesses
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Sales representatives on the road
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Service providers using vehicles
What's Included?
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Accident and collision cover
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Fire, theft, and vandalism
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Liability for third-party injuries or damage
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Choice of comprehensive or third-party cover
What's Not Covered?
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Personal use not declared on policy
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Normal wear and tear
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Mechanical faults
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Unauthorised drivers
Why Monarch?
Why choose us as your brokerage
Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.
Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.
Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.
Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.
Protect the Vehicles That Power Your Business
Stay covered on and off the road with commercial motor insurance.
