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Public Liability Insurance For Australian Businesses

Protect your business from the unexpected: coverage for injuries, property damage, and legal costs.

What is Public Liability Insurance?

Quick Summary

Public liability insurance covers your business if someone is injured or their property is damaged as a result of your business activities. Whether you’re a tradie, retailer or professional, it’s often essential for compliance and peace of mind.

Covers third-party injury or damage.

Includes legal fees and compensation.

Required by many contracts & job sites.

Who Needs This?

  • Trades & Construction

  • Retail Businesses

  • Hospitality

  • Event Organisers

  • Contractors & Subcontractors

  • Freelancers & Professionals

  • Etc.

Carpenter at Work
Coffee Shop Owner

What's Included?

  • Third-party personal injury

  • Third-party property damage

  • Legal expenses and defence costs

  • Coverage on job sites and public spaces

What's Not Covered?

  • Third-party personal injury

  • Third-party property damage

  • Legal expenses and defence costs

  • Coverage on job sites and public spaces

Have a question about insurance for your business?

Why Monarch?

Why choose us as your brokerage

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Personalised Service

We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

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Expert Guidance

Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

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Trusted Claims Support

If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

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Local Focus, Real Relationships

As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

Business

Get a Quote

What Kind Of Insurance Do You Need Help With?

Secure Your Business Today.

Fast, affordable, tailored insurance.

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