
What is Public Liability Insurance?
Quick Summary
Public liability insurance covers your business if someone is injured or their property is damaged as a result of your business activities. Whether you’re a tradie, retailer or professional, it’s often essential for compliance and peace of mind.
Covers third-party injury or damage.
Includes legal fees and compensation.
Required by many contracts & job sites.
Who Needs This?
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Trades & Construction
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Retail Businesses
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Hospitality
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Event Organisers
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Contractors & Subcontractors
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Freelancers & Professionals
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Etc.


What's Included?
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Third-party personal injury
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Third-party property damage
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Legal expenses and defence costs
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Coverage on job sites and public spaces
What's Not Covered?
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Third-party personal injury
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Third-party property damage
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Legal expenses and defence costs
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Coverage on job sites and public spaces
Why Monarch?
Why choose us as your brokerage

Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

Secure Your Business Today.
Fast, affordable, tailored insurance.

