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Cyber Liability Insurance

Stay protected from the financial fallout of cyberattacks and data breaches.

What is Cyber Liability Insurance?

Quick Summary

Cyber Liability Insurance covers financial losses and liabilities from cyber incidents, such as hacking, ransomware, and data breaches. It helps businesses recover quickly with technical, legal, and financial support.

Covers cyberattacks and data breaches.

Includes response and recovery costs.

Protects against liability claims.

Who Needs This?

  • Businesses handling customer data

  • Online retailers and e-commerce stores

  • Professional service firms

  • Any company relying on digital systems

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What's Included?

  • Data breach response costs

  • Business interruption from cyberattacks

  • Cyber extortion and ransomware

  • Third-party liability for data loss

What's Not Covered?

  • Known risks before policy inception

  • Intentional misconduct

  • Upgrades or system improvements

  • Physical property damage

Have a question about insurance for your business?

Why Monarch?

Why choose us as your brokerage

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Personalised Service

We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

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Expert Guidance

Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

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Trusted Claims Support

If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

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Local Focus, Real Relationships

As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

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Get a Quote

What Kind Of Insurance Do You Need Help With?

Defend Your Business From Digital Threats.

Get financial and technical support when cyberattacks strike.

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