
What is Cyber Liability Insurance?
Quick Summary
Cyber Liability Insurance covers financial losses and liabilities from cyber incidents, such as hacking, ransomware, and data breaches. It helps businesses recover quickly with technical, legal, and financial support.
Covers cyberattacks and data breaches.
Includes response and recovery costs.
Protects against liability claims.
Who Needs This?
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Businesses handling customer data
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Online retailers and e-commerce stores
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Professional service firms
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Any company relying on digital systems


What's Included?
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Data breach response costs
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Business interruption from cyberattacks
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Cyber extortion and ransomware
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Third-party liability for data loss
What's Not Covered?
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Known risks before policy inception
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Intentional misconduct
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Upgrades or system improvements
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Physical property damage
Why Monarch?
Why choose us as your brokerage

Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

Defend Your Business From Digital Threats.
Get financial and technical support when cyberattacks strike.

