What Is IT Liability Insurance?
Quick Summary
IT Liability Insurance covers professionals in the IT industry against claims of negligence, errors, or data security failures that may cause financial loss to clients.
Covers errors and omissions in IT work
Protection for data breaches
Includes legal defence costs
Who Needs This?
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IT consultants
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Software developers
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Managed service providers (MSPs)
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Web designers and developers
What's Included?
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Cover for professional negligence
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Breach of contract claims
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Data security and privacy liability
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Intellectual property disputes (limited)
What's Not Covered?
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Intentional or criminal acts
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Known risks before policy start
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Hardware failure (needs separate cover)
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General liability
Why Monarch?
Why choose us as your brokerage
Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.
Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.
Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.
Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.
Cover for the Risks of the Digital World
Protect your IT business with tailored liability insurance.
