What Is Tools & Equipment Insurance?
Quick Summary
Tools & Equipment Insurance provides cover for theft, loss, or accidental damage to your essential tools and equipment, whether on-site, in transit, or in storage.
Covers theft and damage of tools
Portable equipment cover
Keeps your business running
Who Needs This?
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Tradies (plumbers, electricians, builders, etc.)
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Contractors
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Mobile service providers
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Small business owners with valuable tools
What's Included?
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Cover for stolen or lost tools
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Accidental damage cover
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Transit and on-site protection
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Optional cover for electronic equipment
What's Not Covered?
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Unattended or unsecured tools
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Wear and tear
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Tools not listed on policy (if required)
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Faulty equipment
Why Monarch?
Why choose us as your brokerage
Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.
Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.
Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.
Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.
Protect the Tools of Your Trade
Get fast cover for stolen or damaged equipment.
