
What is General Property Insurance?
Quick Summary
General Property Insurance covers portable items like tools, laptops, and equipment against theft, accidental damage, or loss. It ensures your business can keep operating even when gear goes missing.
Covers tools and portable equipment.
Protection against theft and damage.
Peace of mind while on the go.
Who Needs This?
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Tradespeople and contractors
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Consultants using laptops or tech
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Businesses with staff on the road
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Any business relying on portable gear.


What's Included?
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Tools of trade and equipment
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Laptops, tablets, and phones
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Equipment damaged in transit
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Cover Australia-wide
What's Not Covered?
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Normal wear and tear
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Unattended items in open areas
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Fraudulent or dishonest acts
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Pre-existing damage
Why Monarch?
Why choose us as your brokerage

Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

Keep Your Tools and Equipment Safe.
Protect the gear you rely on with portable equipment insurance.

