
What is Commercial Property Insurance?
Quick Summary
Commercial Property Insurance covers your business premises and physical assets against risks like fire, theft, and storm damage. It ensures you can repair, replace, and continue operating without major setbacks.
Protects buildings and contents.
Covers theft, fire, and natural disasters.
Ensures quick recovery from damage.
Who Needs This?
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Shop and retail owners
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Office-based businesses
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Warehouses and storage facilities
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Property investors and landlords


What's Included?
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Buildings and fit-outs
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Furniture and business equipment
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Stock and inventory
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Damage from fire, theft, or storms
What's Not Covered?
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Normal wear and tear
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Employee dishonesty or fraud
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Undocumented property or stock
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Flood damage (unless specified)
Why Monarch?
Why choose us as your brokerage

Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

Protect Your Business Premises and Assets.
Get cover for buildings, contents, and stock against damage and theft.

