What is Equipment Breakdown Insurance?
Quick Summary
This policy covers sudden mechanical or electrical breakdown of critical equipment, including computers, electronics, and production systems.
Covers high-tech equipment
Protects against power surges
Helps cover repair costs quickly
Who Needs This?
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Offices with IT infrastructure
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Data centres
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Manufacturing businesses
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Retailers using point-of-sale systems
What's Included?
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Breakdown of computers and electronics
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Coverage for power surge damage
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Repair and replacement costs
What's Not Covered?
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Gradual deterioration
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Damage from neglect
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Software/data corruption
Why Monarch?
Why choose us as your brokerage
Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.
Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.
Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.
Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.
Don’t Let a Breakdown Stop You
Ensure your critical systems are always protected with tailored equipment cover.
