
What Is Contract Works Insurance?
Quick Summary
Contract Works Insurance covers building and construction projects against risks like fire, theft, storm, and accidental damage during the construction period.
Protects projects during construction
Covers damage, theft, or delays
Essential for builders and contractors
Who Needs This?
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Builders and contractors
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Subcontractors
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Owner-builders
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Construction companies


What's Included?
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Cover for accidental damage to works
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Theft of materials or equipment on-site
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Storm, fire, or flood damage
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Public liability during construction
What's Not Covered?
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Defective workmanship or design
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Normal wear and tear
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Employee injury (needs Workers Comp)
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Tools not secured properly
Why Monarch?
Why choose us as your brokerage

Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.

Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.

Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.

Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.

Safeguard Your Projects Against the Unexpected
Get peace of mind with contract works insurance.

