What is Product Liability Insurance?
Quick Summary
Product Liability Insurance covers your business against claims of injury or property damage caused by products you’ve sold, supplied, or manufactured. It ensures you’re protected from the financial and legal fallout if a product is alleged to have caused harm.
Covers injury or property damage from products.
Protects manufacturers, suppliers, and retailers.
Includes legal defence and compensation costs.
Who Needs This?
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Manufacturers of goods and components
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Importers and exporters
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Wholesalers and distributors
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Retailers selling consumer products
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Hospitality businesses supplying food and drinks
What's Included?
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Legal defence costs
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Compensation payouts for injury or damage
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Coverage for faulty or defective products
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Liability for goods sold or supplied both locally and abroad (where covered)
What's Not Covered?
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Product recalls (unless added separately)
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Contractual guarantees or warranties
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Known defects not disclosed before policy start
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Fraudulent or intentional acts
Why Monarch?
Why choose us as your brokerage
Personalised Service
We take the time to understand your business, tailoring insurance solutions to fit your exact needs rather than offering a one-size-fits-all policy.
Expert Guidance
Our team brings deep industry knowledge and explains your options in plain language, helping you make confident, informed decisions.
Trusted Claims Support
If the unexpected happens, we stand by your side. We’ll guide you through the claims process and advocate on your behalf to get the best outcome.
Local Focus, Real Relationships
As a Gold Coast brokerage, we’re invested in our community and committed to building lasting relationships, not just policies.
Protect Your Business From Product-Related Risks.
Get cover for liability claims caused by the products you make, sell, or supply.
